Why Would You Put 20% Down? Avoid PMI with Less!

Why Would You Put 20% Down?  Avoid PMI with Less!   In today's world, PMI is considered a bad word ...

2022 Market Forecast

We hope you enjoy our real estate and mortgage market forecast for 2022!    

Should I Pay Points?

Should I Pay Points? When getting a mortgage, one of the most important things to pay attention to is the cost ...

Why Are Credit Scores Different?

Why Are Credit Scores Different?   If you've shopped around for any kind of loan, one of the things you ...

Housing Affordability – the Market Looks Good!

Housing Affordability   In today’s world of competitive markets, short inventory, and rising purchase prices, things are tough for home ...

How to Win a Bidding War in Today’s Competitive Market

Winning a Bidding War in Today's Tough Buyer's Market   From a production and lead generation standpoint, the majority of ...

The Biden First Time Buyer Tax Credit – A Terrible Idea

The Biden Tax Credit - A Terrible Idea   Note:  This is a non-partisan opinion on a proposal by the current ...

How Down Payment Assistance Mortgage Programs Help Buyers In Expensive Markets

With home prices on the rise since the market crash of 2010, many markets have put home ownership seemingly out ...

Can You Use Experian Boost to Get a Mortgage?

Experian Boost - Don't  Do It!   You've perhaps seen Experian's latest marketing pitch on TV commercials for their "Boost" ...

Why Home Buyers Need an Experienced Lender

An Experienced Mortgage Lender Can Make a Big Difference   Rate is the most important thing in the world when ...