Mason-McDuffie Mortgage - #1141
your premier mortgage team located in Laguna Hills, California
With home prices on the rise since the market crash of 2010, many markets have put home ownership seemingly out of reach for would be home buyers. While home prices in many markets have risen 5-10% in recent years, income increases have, in general, not kept up. In fact, most incomes have only climbed 2-3% […]
Experian Boost – Don’t Do It! You’ve perhaps seen Experian’s latest marketing pitch on TV commercials for their “Boost” product – “Help Raise America’s Credit Scores”, the website hero image reads. And yes, the product can do what it says – boost a user’s credit scores. That’s great news, right!?!? Well, no. All […]
An Experienced Mortgage Lender Can Make a Big Difference Rate is the most important thing in the world when buying a home, right? For many, the answer is yes, but they couldn’t be more off target when it comes to where focus should be on buying a home. Rate IS important, but probably not […]
Did you know you can get a mortgage loan based on future income from a job offer? Even if you plan on moving before you start your new job, you don’t have to worry about the hassle of short term rentals or temporary living situations – you can BUY a home based on your future income! […]
Buying a Home for a Parent (or child) There’s a rise in the United States of multi-generational living – that is, 2 (or more) generations living under one roof. As homes grow in size more people are taking advantage of in-law suites, multi units, and other property alterations to comfortably accommodate more […]
Foreclosure on a Home After Bankruptcy Foreclosure and bankruptcy are never fun things to discuss. When it comes to a home, financial problems can turn shelter and a place filled with family memories into a source of stress and anxiety. Although we advise people do everything within their power to avoid foreclosure, there is light […]
Recently Closed – Cash Out Refinance in Downingtown, PA Have you heard the latest news on consumer debt? Well, the gist is that it’s high. Really high. Like, higher than it’s been since before the ‘Great Recession’. While mortgage debt and student loan debt are leading the way due primarily to the […]
Do we know each other? Do you know about my company, Mason McDuffie Mortgage? You should! No, really. I know, I know – every loan officer wants you to know them and their company and they’ll all tell you they’re the best. Best service, best rates, best bagels, blah blah blah. You’ll see mortgage CEO’s talking about […]
When a mortgage lender requests your bank statements, it can be for a variety of reasons. Bank statements can be one of the biggest causes of frustration in the mortgage process and lead to multiple requests for more paperwork if your lender isn’t up front with what they’re looking for. That’s where we come in! […]
If you’re thinking about buying a home, one of the first questions you may have is how much money you’ll need for a mortgage down payment. While the answer is almost always “it depends”, one thing is for sure – most people are surprised to find out it takes less money than they think to […]
John Meussner | MLO NMLS 138061
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Licensed by the Delaware State Bank Commissioner license number 019623 - expires 12/31/17
Georgia Residential Mortgage Licensee
Licensed by the Pennsylvania Department of Banking