Will Inflation Go Down?

Posts Tagged ‘home buying’

Will Inflation Go Down?

When will inflation go down?  We have some insight!

Will Inflation Go Down?   There’s tons of economic jargon being tossed around  headlines these days, and one of the hot topics out there is inflation.  To start, it’s important to understand what inflation is.  When the value of a currency diminishes, the result is inflation – basically, you get less for the same or more. …

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Why Would You Put 20% Down? Avoid PMI with Less!

How to avoid PMI with less than 20% down

Why Would You Put 20% Down?  Avoid PMI with Less!   In today’s world, PMI is considered a bad word in mortgage financing and home buying, and for good reason.  After all, PMI doesn’t protect a borrower, it protects a lender, and in markets like we’ve recently seen, most of which are appreciating at a…

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Should I Pay Points?

Mortgage applicants should understand the impact, cost, and benefit of points on their loan

Should I Pay Points? When getting a mortgage, one of the most important things to pay attention to is the cost of the loan being applied for.  There are certain loan fees customers can shop for that may be drastically different from one lender to another (for example, origination/discount points, and lender fees) and some fees…

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Housing Affordability – the Market Looks Good!

Housing is more affordable than many think!

Housing Affordability   In today’s world of competitive markets, short inventory, and rising purchase prices, things are tough for home buyers (and believe it or not, sellers too!).  With steeply rising prices and bidding wars becoming the norm, it seems the market is unaffordable, and many people are having their hopes dashed by competition and…

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How to Win a Bidding War in Today’s Competitive Market

It's a competitive market, but fighting for home ownership is worth the battle

Winning a Bidding War in Today’s Tough Buyer’s Market   From a production and lead generation standpoint, the majority of 2021 has been attempting to navigate the housing market to find creative, outside-the-box ways for buyer’s to compete in today’s marketplace.  With demand competition far exceeding available housing supply, it’s not uncommon for homes to…

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The Biden First Time Buyer Tax Credit – A Terrible Idea

Lumber costs are experiencing a supply-induced bubble based on stats from NAHB

The Biden Tax Credit – A Terrible Idea   Note:  This is a non-partisan opinion on a proposal by the current President.  It is intended to be a 100% apolitical take on policy based on market analysis and data.   The President of the United States has proposed a tax credit for first time homebuyers up…

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Why Home Buyers Need an Experienced Lender

An experienced lender can show you the way!

An Experienced Mortgage Lender Can Make a Big Difference   Rate is the most important thing in the world when buying a home, right?  For many, the answer is yes, but they couldn’t be more off target when it comes to where focus should be on buying a home.  Rate IS important, but probably not…

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Recently Closed – Job Offer Letter Mortgage in Raleigh, NC

Relocating for a job?  You can buy a new home BEFORE you start with our job offer letter mortgage!

Did you know you can get a mortgage loan based on future income from a job offer?  Even if you plan on moving before you start your new job, you don’t have to worry about the hassle of short term rentals or temporary living situations – you can BUY a home based on your future income!  …

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How Much is Needed for a Mortgage Down Payment

mortgage down payment

If you’re thinking about buying a home, one of the first questions you may have is how much money you’ll need for a mortgage down payment.  While the answer is almost always “it depends”, one thing is for sure – most people are surprised to find out it takes less money than they think to…

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John Meussner | MLO NMLS 138061

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS# 1141
MasonMac Corporate

Mason-McDuffie Mortgage

Office: (949) 247-7530

12647 Alcosta Blvd
Suite 300
San Ramon, CA 94583

Licensing:

Not  a  commitment  to  lend. Rates  and  terms  subject  to  change  without  notice. Licensed by The Department of Financial Protection and Innovation  under  the  California  Residential  Mortgage Act  No. 4130968; AL  #22653; AR  #32700; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759. NMLS #1141. www.nmlsconsumeraccess.org

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.