Do Credit Bureaus Sell Your Information? – Trigger Leads

mortgage tips

Do Credit Bureaus Sell Your Information? – Trigger Leads

There are ways you can protect yourself from trigger leads

Do Credit Bureaus Sell Your Information – Trigger Leads   Have you ever had your credit report pulled when applying for a loan, only to be bombarded with calls from creditors trying to sell you services or offering you loans?  This isn’t a coincidence, and is one of the most annoying aspects of applying for…

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Best Lender for Realtors to Work With

The relationship between a lender and real estate agent greatly impacts the quality of a real estate transaction for customers

Do we know each other? Do you know about my company, Mason McDuffie Mortgage? You should! No, really. I know, I know – every loan officer wants you to know them and their company and they’ll all tell you they’re the best. Best service, best rates, best bagels, blah blah blah. You’ll see mortgage CEO’s talking about…

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What Do Mortgage Lenders Look for in Bank Statements?

bank statements for mortgage

When a mortgage lender requests your bank statements, it can be for a variety of reasons.  Bank statements can be one of the biggest causes of frustration in the mortgage process and lead to multiple requests for more paperwork if your lender isn’t up front with what they’re looking for.  That’s where we come in!…

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Top 10 Tips for First Time Home Buyers

Buying a home can be easy with the JM Loans team

10 Tips for First Time Buyer Success     Buying your first home is a big deal!  There’s  a whirlwind of feelings involved from the excitement of getting your house keys to the stress of trying to figure out what exactly is it going to cost.  First time home buyers (FTHB) have a lot of questions along…

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5 Ways Your Lender Can Help Get Your Offer Accepted

In today’s marketplace, many buyers are finding themselves involved in multiple offer situations, bidding wars, and high levels of competition for nice- and nicely-priced homes.  While money talks and offering a higher price is the obvious way to win a bidding war, there are many other approaches buyers can take to stand out and above…

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John Meussner | MLO NMLS 138061

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS# 1141
MasonMac Corporate

Mason-McDuffie Mortgage

Office: (949) 247-7530

12647 Alcosta Blvd
Suite 300
San Ramon, CA 94583

Licensing:

Not a commitment to lend. Rates and terms subject to change without notice. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Act No. 4130968; AL #22653; AR #32700; AZ #1015403; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance;Licensed by the Minnesota DOC #MN-MO-1141; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759. NMLS #1141. www.nmlsconsumeraccess.org 

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.