Is it a good time to buy a house?

home buying

Is it a good time to buy a house?

Is it a good time to  buy a house?  Yes!

Is It a Good Time to Buy a House?   This question is one of the most common questions we see from consumers, investors, real estate agents, and many others with interest in the real estate market.  The answer is ‘yes’.  But it also depends on your specific situation, what’s important to you, and where…

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The Bright Side of Real Estate

home buying isn't as difficult as many people think

The real estate market is getting a lot of negative press at the moment.  From some “experts” calling for a housing crash (the same ones who have been calling for a dip for over 5 years now…maybe eventually they’ll be right after another 10%+ jump in home prices this year!), to headlines about bidding wars,…

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How to Win a Bidding War in Today’s Competitive Market

It's a competitive market, but fighting for home ownership is worth the battle

Winning a Bidding War in Today’s Tough Buyer’s Market   From a production and lead generation standpoint, the majority of 2021 has been attempting to navigate the housing market to find creative, outside-the-box ways for buyer’s to compete in today’s marketplace.  With demand competition far exceeding available housing supply, it’s not uncommon for homes to…

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Why Home Buyers Need an Experienced Lender

An experienced lender can show you the way!

An Experienced Mortgage Lender Can Make a Big Difference   Rate is the most important thing in the world when buying a home, right?  For many, the answer is yes, but they couldn’t be more off target when it comes to where focus should be on buying a home.  Rate IS important, but probably not…

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Recently Closed – Job Offer Letter Mortgage in Raleigh, NC

Relocating for a job?  You can buy a new home BEFORE you start with our job offer letter mortgage!

Did you know you can get a mortgage loan based on future income from a job offer?  Even if you plan on moving before you start your new job, you don’t have to worry about the hassle of short term rentals or temporary living situations – you can BUY a home based on your future income!  …

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What Do Mortgage Lenders Look for in Bank Statements?

bank statements for mortgage

When a mortgage lender requests your bank statements, it can be for a variety of reasons.  Bank statements can be one of the biggest causes of frustration in the mortgage process and lead to multiple requests for more paperwork if your lender isn’t up front with what they’re looking for.  That’s where we come in!…

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How Much is Needed for a Mortgage Down Payment

mortgage down payment

If you’re thinking about buying a home, one of the first questions you may have is how much money you’ll need for a mortgage down payment.  While the answer is almost always “it depends”, one thing is for sure – most people are surprised to find out it takes less money than they think to…

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5 Ways Your Lender Can Help Get Your Offer Accepted

In today’s marketplace, many buyers are finding themselves involved in multiple offer situations, bidding wars, and high levels of competition for nice- and nicely-priced homes.  While money talks and offering a higher price is the obvious way to win a bidding war, there are many other approaches buyers can take to stand out and above…

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John Meussner | MLO NMLS 138061

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS# 1141
MasonMac Corporate

Mason-McDuffie Mortgage

Office: (949) 247-7530

12647 Alcosta Blvd
Suite 300
San Ramon, CA 94583

Licensing:

Not  a  commitment  to  lend. Rates  and  terms  subject  to  change  without  notice. Licensed by The Department of Financial Protection and Innovation  under  the  California  Residential  Mortgage Act  No. 4130968; AL  #22653; AR  #32700; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759. NMLS #1141. www.nmlsconsumeraccess.org

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.