“How much do I qualify for?” is often one of the first questions I’m asked when talking with someone buying a home, whether it’s their first home or 10th. I’ve found the question is often asked because people underestimate their buying power when it comes to real estate. While we focus on what someone can…

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Why Are Credit Scores Different?   If you’ve shopped around for any kind of loan, one of the things you likely noticed is that the credit score a lender pulls seems to be different, sometimes by quite a wide margin, from what you see when tracking your own credit scores.  What gives?  It comes down…

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bank statements for mortgage

When a mortgage lender requests your bank statements, it can be for a variety of reasons.  Bank statements can be one of the biggest causes of frustration in the mortgage process and lead to multiple requests for more paperwork if your lender isn’t up front with what they’re looking for.  That’s where we come in!…

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