2023 Mortgage Forecast & Housing Outlook

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2023 Mortgage Forecast & Housing Outlook

2023 Housing Forecast

Our 2023 Mortgage Forecast & Housing Outlook Happy 2023!  We hope this data, forecast, and our opinions are helpful in guiding you or your clients to a successful year in real estate!  We believe it’s a great time to buy a home, and that in 2023 we’ll begin to see many of the challenges 2022…

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What’s Happening in the Housing Market

2022 housing market

As Q3 winds down for 2022, I wanted to provide some insights into where the housing and mortgage markets are, and what’s likely to occur going forward.  If Q2 was to be summed up with one word, it would likely be volatility.  We witnessed 2 aggressive Fed rate hikes, with opposite market reactions each time.  Interest…

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Is The Real Estate Market Going To Crash?

Is the Housing Market going to crash

Is the Real Estate Market Going to Crash?   2022 has been a year of change for the United States real estate market.  Coming off of a covid-infused housing frenzy, 2020 ushered in the cheapest borrowing costs the country has ever seen, with rates on 30 year fixed mortgage dropping into the 2s, and nationwide…

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Will Inflation Go Down?

When will inflation go down?  We have some insight!

Will Inflation Go Down?   There’s tons of economic jargon being tossed around  headlines these days, and one of the hot topics out there is inflation.  To start, it’s important to understand what inflation is.  When the value of a currency diminishes, the result is inflation – basically, you get less for the same or more. …

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5 Tips for Preparing to Buy a Home

Top Tips To Make Home Buying a Breeze   Tip #1 – Get Pre-Approved NOW        Buying a home a month from now?  Buying a home a year from now?  Not sure if, when, or where you’ll buy a home?  Either way, get pre-approved now!  A pre-approval is the most important planning action you…

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Philadelphia Mortgage Refinance

Philadelphia Mortgage Refinance   Recently I was able to help a favorite client of mine with his Philadelphia mortgage refinance.  When rates dropped several years ago, we were able to take advantage and help him save a lot of money each month.  After our closing he used a home equity line of credit to do…

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How the Brexit Affects Mortgage Rates

How the Brexit Affects Mortgage Rates   A week ago today the people of the UK voted en masse to leave the European Union (EU).  In the immediate wake of that vote, Sterling, Asian Stocks, and domestic stock futures all took a beating. Traders rushed to “safe” havens of bonds and long term, stable investments.…

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Future Income Mortgage Loan

The Future Income Mortgage   Many people think mortgage qualifying involves evidence of current income to the tune of W2 forms and paystubs.  While this is true in many cases (along with tax returns and verifications of employment), there are several other ways to qualify for mortgages.  In recent months, alternative income methods have made a…

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John Meussner | MLO NMLS 138061

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS# 1141
MasonMac Corporate

Mason-McDuffie Mortgage

Office: (949) 247-7530

12647 Alcosta Blvd
Suite 300
San Ramon, CA 94583

Licensing:

Not  a  commitment  to  lend. Rates  and  terms  subject  to  change  without  notice. Licensed by The Department of Financial Protection and Innovation  under  the  California  Residential  Mortgage Act  No. 4130968; AL  #22653; AR  #32700; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759. NMLS #1141. www.nmlsconsumeraccess.org

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.