The traditional refinance For many people, especially those who bought homes in late 2022 or after, the mortgage market hasn’t changed much in terms of loan pricing, so to access cash from the equity your have in your home, the easiest path might be to do what’s called a “cash out refinance”. With a cash…

The Case-Shiller home price index results are in for December, and the numbers are fairly in line with expectations – year over year, home prices continue to rise slowly despite economic headwinds and affordability concerns that have left many potential buyers on the sidelines. Month over month, seasonally adjusted numbers also show increases in home…

Case-shiller released their December 2024 index and the results show a continued, steady increase in home prices year over year and month over month. Home price increases are driven largely by a lack of inventory in many US markets with steady demand for housing. Increases are being somewhat reigned in by affordability challenges resulting from…

Our 2025 Forecast is live — we break down the data to give you an idea of where things are likely to go. Home prices, interest rates, and what the Fed is likely to do in the coming year are all included. Some things we’re keeping an eye on that could blow up our forecast?…

“Days on market”, or DOM, is a trending topic in the real estate community as the number of days listed homes sit before finding (or not!) a buyer has climbed. Housing pessimists like to use this stat to scream “the sky is falling!” and using it as evidence of the pending housing crash…which most of…

Is housing inventory too high? Is it too low? Is it a good time to buy? A bad time? Are you planning to buy a home in 2025, but on the fence about whether it’s a good idea? The housing market is, in a word, confusing. The answers to these questions are pretty varied, depending…

2024 should be a great year for housing, a good year for real estate & mortgage professionals, and a competitive market that brings sellers strong offers. Though the competitive landscape will be tough for buyers, patience and a strong support team will be vital to help buyers get offers accepted, and those who buy should…

Mortgage loan limits have been announced for both conventional mortgage loans (Fannie Mae & Freddie Mac), as well as for FHA loans. Each year, maximum loan limits are established for these programs based on median home prices. For 2024, loan limits have been increased across the board for the majority of areas, with a small…