Housing Affordability – the Market Looks Good!

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Housing Affordability – the Market Looks Good!

Housing is more affordable than many think!

Housing Affordability   In today’s world of competitive markets, short inventory, and rising purchase prices, things are tough for home buyers (and believe it or not, sellers too!).  With steeply rising prices and bidding wars becoming the norm, it seems the market is unaffordable, and many people are having their hopes dashed by competition and…

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The Biden First Time Buyer Tax Credit – A Terrible Idea

Lumber costs are experiencing a supply-induced bubble based on stats from NAHB

The Biden Tax Credit – A Terrible Idea   Note:  This is a non-partisan opinion on a proposal by the current President.  It is intended to be a 100% apolitical take on policy based on market analysis and data.   The President of the United States has proposed a tax credit for first time homebuyers up…

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Can You Use Experian Boost to Get a Mortgage?

Using Experian Boost could cause inconvenience and disappointment when seeking out a mortgage loan

Experian Boost – Don’t  Do It!   You’ve perhaps seen Experian’s latest marketing pitch on TV commercials for their “Boost” product – “Help Raise America’s Credit Scores”, the website hero image reads.  And yes, the product can do what it says – boost a user’s credit scores.  That’s great news, right!?!?  Well, no.   All…

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Why Home Buyers Need an Experienced Lender

An experienced lender can show you the way!

An Experienced Mortgage Lender Can Make a Big Difference   Rate is the most important thing in the world when buying a home, right?  For many, the answer is yes, but they couldn’t be more off target when it comes to where focus should be on buying a home.  Rate IS important, but probably not…

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Recently Closed – Job Offer Letter Mortgage in Raleigh, NC

Relocating for a job?  You can buy a new home BEFORE you start with our job offer letter mortgage!

Did you know you can get a mortgage loan based on future income from a job offer?  Even if you plan on moving before you start your new job, you don’t have to worry about the hassle of short term rentals or temporary living situations – you can BUY a home based on your future income!  …

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Foreclosure on a Home After Bankruptcy

Keep afloat of your finances with the right mortgage options

Foreclosure on a Home After Bankruptcy Foreclosure and bankruptcy are  never fun things to discuss.  When it comes to a home, financial problems can turn shelter and a place filled with family memories into a source of stress and anxiety.  Although we advise people do everything within their power to avoid foreclosure, there is light…

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Best Lender for Realtors to Work With

The relationship between a lender and real estate agent greatly impacts the quality of a real estate transaction for customers

Do we know each other? Do you know about my company, Mason McDuffie Mortgage? You should! No, really. I know, I know – every loan officer wants you to know them and their company and they’ll all tell you they’re the best. Best service, best rates, best bagels, blah blah blah. You’ll see mortgage CEO’s talking about…

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How Much is Needed for a Mortgage Down Payment

mortgage down payment

If you’re thinking about buying a home, one of the first questions you may have is how much money you’ll need for a mortgage down payment.  While the answer is almost always “it depends”, one thing is for sure – most people are surprised to find out it takes less money than they think to…

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Porter, TX Mortgage Client Closed and Happy

Texas mortgage loans

Porter, TX Mortgage – Happy First Time Home Buyer Clients   “John was extremely responsive and helpful throughout this entire process. I am very hands-on and like to know what is going on. He had the patience to explain everything to me and responded in a timely manner with all of my questions and concerns. He…

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John Meussner | MLO NMLS 138061

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS# 1141
MasonMac Corporate

Mason-McDuffie Mortgage

Office: (949) 247-7530

12647 Alcosta Blvd
Suite 300
San Ramon, CA 94583

Licensing:

Not  a  commitment  to  lend. Rates  and  terms  subject  to  change  without  notice. Licensed by The Department of Financial Protection and Innovation  under  the  California  Residential  Mortgage Act  No. 4130968; AL  #22653; AR  #32700; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759. NMLS #1141. www.nmlsconsumeraccess.org

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.