Welcome, and thank you for visiting JM Loans, your direct access to John Meussner, one of the nations leading mortgage bankers!

 
     The slogan at Total Mortgage Services is "making mortgages easy" and that's exactly what we strive to do. Whatever type of residential mortgage product you're seeking, we have an option for you.  We have the knowledge to help the most experienced real estate investors, and the experience to help first time home buyers navigate the path to home ownership.  We help home buyers find the best purchase loans, homeowners save money and reach their financial goals through refinance programs, and serve the needs of real estate agents, financial advisors, CPAs, builders, and attorneys in helping their clients achieve the dream of home ownership, and move forward on the road to wealth and financial success.
                                          

     My goal is to help my clients find the right loan product at the best price.  We're known for great rates and low prices, but when the loan process is complete, many clients say their favorite part of working with John Meussner & the Total Mortgage team is the level of service provided along the way.


     We are experts in many types of mortgage products, and all of them come with low rates.  Here are a few of our specialties:
 
     Total Mortgage is licensed to do business in more than 30 states nationwide.  John is personally licensed in CA, DE, NJ, and PA (with more states on the way).  Need a mortgage somewhere we're unlicensed?  We have a great network of trusted professionals around the country, so if you need a great referral, ask here. 


     Below are some of our favorite markets.  We have experience with mortgage loans throughout every state in which we're licensed, but below are some areas where we have exceptional expertise and relationships with top local professionals
 
Pennsylvania


Philadelphia Mortgage

Haverford Home Loans

Newtown Square Home Loans

Media Home Loans

Edgmont Township Home Loans

 
Delaware

Old New Castle Home Loans
 
New Jersey

 
California

Carlsbad Home Loans

Almaden Valley Mortgage

Blossom Valley Mortgage

Campbell, CA Mortgage

Saratoga Mortgage

Cambrian Park Mortgage

Cupertino Home Loans

Willow Glen Mortgage
 
   
We hope you find all of the information that you need, but if you have any additional questions or would like to begin the mortgage process please give John a call at 484-680-4852.
 
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.

 
 

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