5 Ways Your Lender Can Help Get Your Offer Accepted

Lenders can help when buying a home

In today’s marketplace, many buyers are finding themselves involved in multiple offer situations, bidding wars, and high levels of competition for nice- and nicely-priced homes.  While money talks and offering a higher price is the obvious way to win a bidding war, there are many other approaches buyers can take to stand out and above […]

How to Compete in a Seller’s Market?

JM-red

How to Compete in a Seller’s Market?        In most areas of our country, the real estate industry is seeing a marketplace leaning heavily toward a seller’s market.  Low inventory, high competition among buyers, rising prices, and little wiggle room with regard to inspection demands and contingencies are commonplace, all evidence of a […]

Delayed Financing – Cash out for Investment Properties

delayed financing

Delayed Financing – Cash out for Investment Properties   Often times, it benefits an investor to acquire a new property with a cash transaction.  Rather than obtaining a mortgage initially, offering cash can bring about several benefits.  For one, in a competitive market, sellers will often view a cash offer more favorably than a financed […]

Philadelphia Mortgage Refinance

JM Loans: Mortgage Made Easy

Philadelphia Mortgage Refinance   Recently I was able to help a favorite client of mine with his Philadelphia mortgage refinance.  When rates dropped several years ago, we were able to take advantage and help him save a lot of money each month.  After our closing he used a home equity line of credit to do […]

How Does the Fed Affect Mortgage Rates

Federal Reserve

How Does the Fed Affect Mortgage Rates? Along with employment & jobs numbers over the past several months, the Fed and their debate on the future of interest rates has fueled the minute rises and falls we’ve seen on rate sheets over the last several months. Going back to last December’s rate increase, the markets […]